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Credit Analyst

Credit Analyst

  • Ideal for those who love analyzing financial data and assessing credit risk.
  • Influence financial decisions by evaluating creditworthiness and risk factors.
  • Use cutting-edge software to generate financial insights and guide lending choices.
💰 Earn $63K-$123K
📚 Bachelor Degree

Overview

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking.

Scoop

Minimum Education

Bachelor Degree

Career Prospects

Shaky (Decreasing by 1-5%)

Training Time

2 to 4 years

Job Openings

4,600 in Total

Earnings

$81,220 Med. in CA

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Day-to-Day

  • Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
  • Generate financial ratios, using computer programs, to evaluate customers' financial status.
  • Prepare reports that include the degree of risk involved in extending credit or lending money.
  • Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.

Best For You If...

YOU Like 💕

  • Influencing or leading others
  • Using data or completing tasks

You are skilled in 💫

  • Active Listening
  • Speaking
  • Critical Thinking
  • Reading Comprehension
  • Writing

You value 🙏

  • Having support
  • Support
  • Independence
  • Having freedom
  • Relationships
  • Personal relationships

In Action

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Credit Analyst

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